Industrial Life Insurance

On a standard life insurance plan, the death benefit is no less than $1,000. It does not make sense to have a death benefit that low because no one can live off of that amount. However, in this term life insurance rate policy, the death benefit is less than $1,000.

Premiums are not mailed in, but taken care of the old fashioned way: a term life insurance rate policy agent will stop by and pick up the premiums either monthly or weekly. Because of this, industrial term life insurance rate policies are sometimes called debit life insurance or home services life insurance policies.

Because the term life insurance rate premiums are not costly because of the low death benefit amount, most of these term life insurance rate policies are purchased by families who generate low income. In addition, people who forget to mail bills opt for this plan so that they don't have to remember to mail in a premium.

In general, stay away from these types of term life insurance rate policies. They don't do much and they're not worth it.

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